2025 Ira Limits Over 50

2025 Ira Limits Over 50. For those who are age 50 and older, you can contribute an additional $1,000 annually, bringing your total to $8,000, the same as it was last year. If you qualify, you can stash away up to $7,000 in your roth ira for the year.

For 2025, investors can save a maximum of $7,000 in iras, which remains unchanged from 2024. For tax year 2025, employees can defer $23,500 into their 401 (k) and iras, a modest increase from the $23,000 contribution limit in 2024.